No employment contract & social security status
Are you doing research in the Netherlands without being in employment? Foreign researchers who are not in employment, but are financed through some form of stipend might participate in the national insurance schemes. They do not participate in the employee insurance scheme or secondary employment rights and they can apply for certain allowances.In this section you can find information on your social security situation.
National insurance schemes
National insurance schemes provide:
- state pension
- child benefit
- widowers pension
- Exceptional healthcare expenses insurance
If you fulfill one of the following criteria you are participating in the national insurance scheme:
1. You are employed in the Netherlands (perhaps you have taken on a sidejob?) or
2. You are an ordinarily resident - Find out if you are an ordinarily resident.
Tax payers pay a contribution towards the national insurance schemes. But if you do not pay tax, this has no effect on your right to participation in the national insurance schemes.
Note: National insurance scheme participation = Dutch public healthcare insurance participation
Read the flowchart 'Which healthcare insurance applies to me?' to find out if you are participating in the Dutch public (basic) healthcare insurance, and thus also in the national insurance scheme.
Employee insurance schemes
as you do not have an employment contract for your research activities, you are not participating in the employee insurance schemes:
- unemployment insurance scheme
- accident at work insurance scheme
- illness insurance scheme (which covers income during illness)
Secundary employment rights
As you are not an employee you do not have access to secundary employment rights.
Allowances
You can apply for a healthcare allowance or housing allowance.
You do not have the right to apply for a childcare allowance.

